Cool Savings Account Interests References. Comparison of best savings accounts and explanation of interests and taxes. Web as of september 2023, the average savings account earns 0.45% interest, according to fdic data.
Meanwhile, the average apy (annual. The highest interest rate on a standard savings account today is 5.84%, per curinos, the same as a week ago. This translates to $352 to $528 in yearly earnings on a $10,000 deposit.
